Car flood is caused by water entering the car or vehicle, floods are the most common of all weather-related natural disasters. However, flooding accounts for more loss of lives and properties than any other type of severe or hazardous weather.
If your car is partially or fully drawn in floodwater and you obviosuly don’t have the right type of care insurance, you could be stuck with costly repair bills or total loss of the vehicle.
Firstly, try to avoid flooded areas. If you see water on the road, turn around, It may look deeper than it looks. The most common flood deaths happen when cars are driven into flood water. Flash floods are considered the most dangerous type of floods because of their speed and destructive power.
If your car is caught in a flood, Below are some tips that can guide you if you find yourself in that situation
- Leave your car immediately and seek higher ground
- If your car is swept into the water and drawn, do not panic. Just stay calm and wait for the car to fill with water. Once the car is full, you will be able to open a door. However the water pressure needs to be equalized between the outside and inside of the car for the door to open, hold, and breathe and swim to the surface.
- If you have swept into fast-moving floodwater, when you are not in a car, point your feet downstream. Always try to go over barriers, like tree branches in the water.
- If you are helpless or stranded on an object above the floodwater, like a building pr tree, stay where you are and wait for help. Just remain calm and follow the direction of the rescue team.
What Should You Do After your Car is flooded
You can get your car only when the flood water has decreased and it is safe to do so. If required, have your car towed to higher ground. Here are some tips on dealing with a car that has been in water:
Do not try to start the car again: If water has gotten into the engine, fuel system, or transmission, it will only make the problem worse for the vehicle.
Water can destroy internal engine parts and cause the hydro lock when the pistons fail to compress and move as they should.
You are going to get to spend huge repair bills if the hydro lock occurs, it can also cost you get a new car.
Start removing water: The less time water is left to stand in your vehicle’s interior, the minor chance it has of causing damages and getting into mechanical components where it can cause more damages.
But if your car has puddles in it, you will need a dry or wet vacuum cleaner to remove them
Note: Do not use standard Vaccum to avoid being shocked
Get air into the car: A good flow of air is important to dry out a wet car and this will help avert mold, mildew, and bad odors.
Make sure your vehicle is parked somewhere covered and safe as well, open all the windows, and use an electric fan to get the air moving or even dehumidifiers if possible pointing it at the affected area.
What Type of Car Insurance Do you Need for Flood Damage?
Comprehensive auto insurance will pay for repairs or will definitely help the value of the car if it is totaled. Just know that comprehensive claims have a deductible, which is the amount deducted from an insurance check.
Meanwhile, Comprehensive insurance covers other types of problems such as hail, theft, falling object, vandalism including collision with animals.
If you are Buying a Used Car, Lookout for Flood Damage
If you are planning to buy a used car, It is advisable to look out for flood-damaged vehicles. Below are six signs of flood damage in a vehicle:
- A musty odor in the interior
- Loose upholstery or carpeting stains that don’t seem to match at all
- Damp carpets
- Brittle wires under the dashboard
- Fog or moisture beads in the exterior lights, interior lights, or even the instrumental panel
- Mud or slash under the seats or in the glove compartment.